Shop choose save - Recently Added Blogs http://shopchoosesave.com Shop choose save - Recently Added Blogs en-us support@shopchoosesave.com Copyright 2014 Shop choose save - Recently Added Blogs http://shopchoosesave.com http://shopchoosesave.com/templates/default/images/logo_new_tagline.png <![CDATA[ Comparing Texas Electricity Rates]]> http://server/travis/blogs/54/blogsview/ When it comes to shopping for electricity rates in Texas, it can be quite confusing at times. Texas is a deregulated electricity market with over 100 retail electricity providers for you to choose from. A deregulated electricity market simply means that you have a right to choose your own retail electricity provider. Whether it is to provide electricity services for your personal/residential home or business, the choice is yours. Being able to shop for electricity could be a good thing, if you know exactly what rates you are comparing. Do you know what a good electricity rate is?

When shopping for electricity services and comparing rates. Look at the average electricity rates. See the example below. The energy rate per kWh is 4 cents, sounds good right? Read the last line on the invoice. The average price that was paid for electric service was 9.8 cents. That's a huge difference, especially if you use over 1,000 kWh a month.

 

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There are so many things to look for when comparing electricity rates. You need to know if the rate is bundled or unbundled, fixed or variable. In the example above, if you were told that your energy rate will be 4 cents, it could be misleading. The 4 cents is an unbundled rate. With an unbundled rate, all of the delivery charges from your Transmission and Distribution Service provider (TDSP) are passed onto you. Once you add the TDSP charges, fixed fees, and monthly service charge, that will be your true energy cost, 9.8 cents.

Shopping for electricity cam be tricky. ShopChooseSave.com is a free online website that makes shopping for electricity simple. The website allows you to compare electricity pricing from multiple electricity providers. Literally, you can shop, choose, and save on your electricity bill.

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Wed, 28 Sep 2016 17:55:33 CDT
<![CDATA[Invest in a Nest!]]> http://server/travis/blogs/53/blogsview/ What is a Nest? The Nest thermometer is a programmable thermostat that helps you save money on your electricity while adding nice décor to your home. It’s lively, bright, and reads your mind. No really, the temperature automatically adjust to the way you like to keep your home cool or warm after you have used it for a week. People are saving up to 15% on their electricity bill with a Nest in place.
There’s an app on your phone that goes along with it. You can even control the temperature from your phone. Let’s say you’re leaving work to head home and you remembered your air was om 83 degrees when you left home.  You can click on the app in your phone and turn it down to 78 degrees so your home would be cool upon arrival. It is one of the best programmable thermostat in the market. For more details, check out the website https://nest.com/thermostat/meet-nest-thermostat/ and see why you should invest in a Nest! 
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Mon, 15 Aug 2016 23:15:06 CDT
<![CDATA[78 Is The Magic Number]]> http://server/travis/blogs/52/blogsview/  

Everything is bigger in Texas, including your electricity bill. With this Texas heat, in the summer your electricity bill will go up, there’s no way of avoiding that. The one major way that’s a proven fact to save on your electricity, is to keep your thermostat on 78 degrees. Set it to 78 degrees and leave it there. Every degree under 78 increases your electricity bill by 5-8%.  Yes, there are several other ways to help decrease the cost of your electricity bill, but if you want to see a huge difference maker in that bottom dollar line, 78 is the magic number.

Here are a few other ways to save on your electricity bill.

  • Wash and dry your clothes after 7pm.
  • Use your ceiling fan. By using fans, it makes your home feel 3-4 degrees lower than the actual temperature.
  • Ask about discounts. Discounts on your electricity are available for low income households, senior citizens, military veterans, etc. Contact your provider and ask about them.
  • Use a programmable thermostat. Set it to raise the temperature during the day time and lower it on your way home in the evening.
  • Keep clean air filters. Change out your air filters every 3 months
One of the most important things is to make sure you are on a good rate, fixed rate plans are available on shopchoosesave.comShopChooseSave.com is the #1 place to shop for electricity prices.
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Tue, 09 Aug 2016 21:11:57 CDT
<![CDATA[My Credit Needs Help And I Can't Pay A $400 Electricity Deposit]]> http://server/travis/blogs/51/blogsview/

Whether you have personally experienced it or not, you probably know someone who has been laid off or had their overtime pay cut or been hit with a financial setback. With good credit you are literally on top of the world, everything is at your fingertips. Yet with just one unexpected setback, you can literally be thrust into a spiral that can take you years to come out of.

When it comes to electricity, having credit challenges can also have a huge impact on the purchasing decisions you make. Whether it is choosing one company because they offer a lower deposit than the others you contact or choosing one product over another because it requires no deposit at all....it all starts with credit.

But what can you do to get electricity for your home or apartment if you don't have good credit? Here are some things you can do to get electricity in this situation and not drive yourself crazy.

  1. Try To Get Current With Your Electricity Provider - Yeah I know, this is not the James Bond-like option. But the truth is if you are already under contract on a term product with a fixed rate with your current electric company and have a low credit score, it is very likely you will have to pay a deposit of some kind if you switch to another company and try to get a comparable product. If you can stay with your current provider and get them to lower your rate to stay, that could save you hundreds of dollars. So if you have to keep the power in your relatives name who passed 3 years ago , one more year won't hurt you. (And no we don't endorse this type of thing.But we understand)
  2. Determine Your Limits - Whether it is a door to door salesperson who says they can approve you with no deposit if you can provide an electricity bill showing you are current...Of course with a rate that is 25% higher than the average… or a multilevel marketer who offers you an electricity plan with no deposit if you get 4 people under you in 60 days… of course, if you don't get the 4 people you will be assessed the full deposit of ...Drum roll please.....$300. There are electricity options available for people with credit challenges but it is important to know what your limits are. For example, if you are not the type of person who wants to pay each week on an electricity account...Prepaid Electricity is probably not for you...(Even if they match the $30 you start your account with)
  3. Understand What Prepaid Electricity.And What It's Not -Ok I will first start by saying, I believe 80% of the people who enroll for this product in Texas should not be. It is not a get rich quick or something for nothing. (As many people treat it as) But let me clarify Prepaid or Pay As You Go Electricity can be a great product if used correctly. But the key with prepaid is that while you don't have to pay a deposit, and many companies offer to match the money you start your account with, your rate will most likely be higher than a regular fixed rate product and there may be other fees associated with the product. We have covered this product on our website in-depth for more information click here but understand this.In a nutshell, if you start your prepaid electricity account with $30 and even if the company chooses, as a promotion, matches your payment and gives you an additional $30. This gives you $60 in electricity credits for the month. Even without any account fees this would be $60 for the month. If your normal electricity bill is $110, you will have to add more money to your account before the end of the month. There is no David Blaine magic that will change this. If it seems to good to be true…Well you know the rest
  4. Know All Of Your Available Options -Sometimes not knowing what you don't know is what gets you. For instance surfing through the Greensheet or Craig's and choosing the company with the prettiest ad may not be the smartest way to shop for electricity or...well anything. There are options available but sometimes you need guidance. We know it is not easy. Like most things, clever marketing ads disguise the details and that is what gets you. A good rule of thumb is...The Big Print Giveth...And The Small Print Taketh Away...

Feeling overwhelmed...You don’t have to be. Just  click on over to www.shopchoosesave.com...We can help

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Mon, 13 Jun 2016 00:34:36 CDT
<![CDATA[Help It's Summer And My Electricity Bill Sucks!]]> http://server/travis/blogs/50/blogsview/ Summer is finally here. It's the time of the year for vacations, road trips, theme parks and extra time with the family. There are few things that can damper the excitement of long road trips or thrilling roller coasters like coming home to a high electricity bill. Texans have long understood 99 degrees Summer heat bringing along a plus one in higher electricity bills.
But like in sports, champions are built in the offseason, lower electricity bills are created long before you receive that first invoice.
Yes, it is important to choose the right plan, product and electricity supplier, but even more important you must know your current situation like you know where your spouse hides their chocolate turtle candy stash for binge days.
But really, the electricity products have become so complex with so many details in the Electricity Facts Labels (EFLs), that if you don't know your current bill and how it can change over the months and seasons, that by making hasty decisions about your service you can literally suck the life out of your bank account.
Most of the products being created in the product labs, I mean conference rooms and cubicles of retail electricity companies are based on your situation. With so many years of data, kWh usage profiles and insight, the electric companies are now able to create products around your specific usage profile for your home or apartment.
For example, there are many products which offer one rate if you use say 6.8 cents/kWh if you use at least 2000 kWh in a monthly billing period and penalty or service fee if you fall below that say $10. For those who use 2000 kWh, this could be great savings. But for most of us...Not so much.
So with all this being said here are some tips to help reduce the pain of those high Summer electricity bills:
  1. Know your credit scenario - Electricity is a financial commitment. The better your credit the more leverage you have. The electricity company agrees to purchase electricity supply and sell it back to you over the course of a term agreement or every month (Usually at a higher rate) Having a higher credit score (in most cases between usually allows you a product with a lower rate while avoiding a high deposit (sometimes as high as $500) While in Texas, the rate you pay cannot be directly tied to your credit score it can definitely affect whether you pay a deposit or not. This is a big part of the total cost of your electricity account.
  2. Understand The Product You Enroll In - The most important of the tips is this one. I can't tell you the number of homeowners and apartment residents I have spoken with, who signed up for an electricity product because it sounded too good to be true for their situation.It usually isn't. Some products offer lower introductory rates for the first month and then roll over to a month to month rate which can fluctuate each month, especially during the Summer months or "peak season". Some products offer a low fixed deposit for those who have credit challenges(usually $75-$100) but may also Come with a higher rate that you may feel more in the Summer months as your usage increases.It is so important to understand what you are signing up for.
  3. Know When Your Plan Expires -Most term electricity products in Texas roll from a term product to a month to month rate if you don't cancel or renew. What this means is...You go from the fixed rate you agreed to, on to a monthly rate that can change pretty drastically. In Texas, the change in the month to month or variable rate can't change more than 30% in a given month...but… let me say it again for affect...the worst the rate can get is 30% higher in a given month....So let's say your rate is say 9 cents and it rolls to a month to month rate...the highest the rate can go in a given month is 11 cents the following month per deregulation guideline...Yeah, let that marinate for a moment. Per the Public Utility Commission of Texas, you can switch 15 days before the end of your current electricity contract. Use the time wisely. So your homework and be ready to make your move.
  4. Make Sure Your House Is Ready -Lastly, you want to make sure your house is ready for the Summer heat. Make sure your front door and the back door is insulated so you are not letting cool air flow out. Ensure your light bulbs are energy efficient, such as halogen incandescents, compact fluorescent lamps (CFLs), and light-emitting diodes (LEDs)they use between 25%-80% versus traditional incandescents. Use a ceiling fan. Yeah...Yeah...Yeah, I know...They don't actually make the room cooler but they do make you feel cooler so you are less likely to lower that thermostat. Every little bit helps
These are just a few tips to help you avoid the Summer town electricity blues. Be sure to check back often for more Electricity Insider tips.
To make sure you are not overpaying for electricity be sure to visit www.shopchoosesave.com
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Sun, 12 Jun 2016 22:01:24 CDT